Eco Friendly Pearls

As you may be aware, there are various different gems such as rubies, sapphires, emeralds and not forgetting the good ole diamonds. But did you know that compared to all the possible gems available pearls are by far the most eco-friendly gem. Why, you may ask? Because pearls don’t require mining that is used to unearth other gems. This mining is destructive. Pearls don’t require any chemical leaching. Most importantly pearls are found in mollusks which are used to culture pearls and these mollusks depend on a relatively stable environment and clear water, in order to develop.

PearlGenie Answers:

Hey PearlGenie What Type of Pearl Jewelry Should I wear to my prom? Casey.

Hi Casey, am glad you asked, since I sure am going to get many of these questions with prom season coming up next month. The important thing about the jewelry that you wear is that it should blend in with your outfit, and not stick out like a store thumb. It should complement your outfit. The good thing about pearls is that you can never go wrong. It’s classy, stylish and extremely tasteful.

With pearls you also have a wide choice

• You can choose to wear pearl studs or even pearl dangle earrings

• Pearl bracelets can make your wrists look charming

• A solitaire pearl pedant looks elegant

• Or you can wear a strand of pearls, or a couple of strands to add to the glam quotient

• Pearl rings are pretty impressive too.

So, you pretty much can choose anything that you want. You also get pearls in various colors such as off white, white, lavender, black, pink etc.

Check out some impressive collections at BeMyPearl.com. Take you pick and enjoy your prom!!

What You Need To Know About An Appraisal

Pretty much any insurance that you take for your pearl jewelry, will need to be apparised. Here’s what you need to know about an appraisal:

• When your pearls are appraised, make sure you have a report that contains the features of your all your jewelry.

• Appraise all your jewelry separately, and do not do it all together.

• Have your jewelry appraised on a regular basis, since the value fluctuates and most often it will go up.

• Also remember that an appraisal of the jewelry and a lab’s certification are two completely different things. A certification will never change, but an appraisal will change due to changes in the market.

• Check with your insurance company, where you can get the appraisal done. Most companies will have their own list of appraisers, so prior to doing an appraisal make sure you do it with the companies specified by the insurance company.

What to Gift your Mom on Mother’s Day

A month to go for Mother’s Day…So why not plan something extravanagant for this Mother’s day. Your mother deserves the best…and what better way to show your appreciation, than by gifting her something special.

Gifting her some exquisite pearl jewelry, will sure make her day. You can choose from a myriad of different things. From pearl earrings, to necklaces and beautiful pearl pendants, BeMyPearl has it all. So why not take a peek and take your pick and put a smile on your mom’s face, with any of those gorgeous pearls!!

Part II: Important Questions to Ask While Taking An Insurance For Your Jewelry

Now that you’ve decided to get your pearl jewelry insured, here are a few important things you need to ask the company your insuring with.

• How much of my jewelry value, will the policy cover? Is it just a fraction of the value, or the entire 100 %?

• Will the insurance cover theft and loss? What if my pearls get damaged?

• How will you replace my jewelry? Do I have to go to a specific jeweler?

• Is it mandatory to do an appraisal?

• Do I need to go to specific people to do an appraisal, or can I do it through anyone?

• Is there any amount that is deductible?

• Are there any specific repair policies. Do I have to go to a certain jeweler?

Basically, the best thing to do is, do your homework. Make a list of questions and then proceed with dealing with an insurance. You need to know all the details of the insurance policy, before you proceed with one. It’s not like your taking a life or home insurance. Those are common and we pretty much know the details. So spend some time and do a little research. It will go a long way in helping you.

Part I: Should I Insure My Pearl Necklace And Other Jewelry?

So, you’ve saved for months and you’ve finally bought the pearl necklace of your dreams. Your next thought is, Should I get this insured? After all it makes sense considering the amount you spend on it. It’s after all an investment. If your seriously thinking about it, you can start researching various options on how to go about insuring it.

Here are a few important useful details:

• If you have an existing home or renter’s insurance, you may be able to add your jewelry to this policy

• You can add what is known as a ‘rider’ or an extension to this policy

• Check with different insurance agents or consultants, how much this rider would cost

• Rates of insurance vary from city to city

• Even your jeweler would be able to guide with how to go about getting an insurance

• It’s important to keep the receipt of the jewelry that you want to insure