What You Need To Know About An Appraisal

Pretty much any insurance that you take for your pearl jewelry, will need to be apparised. Here’s what you need to know about an appraisal:

• When your pearls are appraised, make sure you have a report that contains the features of your all your jewelry.

• Appraise all your jewelry separately, and do not do it all together.

• Have your jewelry appraised on a regular basis, since the value fluctuates and most often it will go up.

• Also remember that an appraisal of the jewelry and a lab’s certification are two completely different things. A certification will never change, but an appraisal will change due to changes in the market.

• Check with your insurance company, where you can get the appraisal done. Most companies will have their own list of appraisers, so prior to doing an appraisal make sure you do it with the companies specified by the insurance company.